Low Loan Rates
Credit Union profits are given back to the membership most often in the form of higher dividend rates and lower loan rates.  We are confident you will find our rates very attractive.

Simple Interest
This means interest is charged daily on the unpaid balance, allowing members to pay interest only for the time they use the money.

Flexibility
Members may apply for loans in person, by mail, over the phone or through our web site.  Loan payments may be made by payroll deduction, cash or check.

Loan Protection Insurance
Qualified borrowers receive this benefit with no direct cost to the member.  In the event of death, loans up to a maximum of $20,000 are paid in full.  This service is provided through CUNA Mutual Insurance Company and coverage qualifications are controlled by our insurance contract.

Credit Disability Insurance
Members may choose an optional low-cost insurance to cover loan payments in the event the member becomes disabled.  This coverage pays after 30 days of continuous disability, due to illness or injury, regardless of sick leave benefits or any other insurance coverage.